If you’re like many of us, you probably don’t have the cash lying around that it takes to pay for a surgical procedure outright. That’s where insurance kicks in. But can you get dental implants insurance coverage? And does it fall under medical insurance since it’s a surgical procedure or dental insurance since it’s a dental procedure?
The answer isn’t so clear cut. Most dental insurance companies exclude dental implants from what they cover. The reason for this is that, unfortunately, dental implants are oftentimes viewed by insurance companies as a cosmetic option. This is because there are often cheaper alternatives out there like partial plates, bridges and so on.
However, does this mean that you can’t get insurance coverage for dental implants at all? Not necessarily. In some cases, dental insurance and even medical insurance might kick in for dental implants if the implants are deemed necessary for your health and other alternatives are not viable options.
Even in instances when dental implants aren’t deemed necessary for your overall health, you still might be able to get your dental insurance to pay up to a certain amount. Some insurance companies will pay up to the amount that a cheaper alternative would have cost.
Ultimately, whether or not you’ll be able to get insurance to help cover the cost of your dental implants is up to your insurance company. Each insurance company is different, so it’s important to make sure that you know what your policy says and what your coverage options are.
In any event, even if you can’t get insurance coverage, there are plenty of other possible financing options out there that may be able to assist you. This is a very common way to pay for implants if insurance is not an option. If you want to learn more about dental implants and insurance, contact EON Clinics.
